Effective Date: See the latest version release date
Welcome to GetKash, a mobile financial service application operated by BRICK BRIDGE COMPANY LTD (Registered address: 19 ADEBOLA ADEFUYE STREET, OWUTU, IKORODU, LAGOS STATE.)
We recognize that your personal information is important and sensitive. Therefore, we are committed to processing your data in a lawful, fair, and transparent manner, and to protecting it using appropriate technical and organizational safeguards. This Privacy Policy explains in detail how we collect, use, store, disclose, and protect your personal information when you use our services.
This Policy is designed to comply with applicable data protection laws and regulations, ensuring that you clearly understand what data is collected, why it is collected, and how it is handled.
Before using GetKash, please read this Privacy Policy carefully. By registering, accessing, or continuing to use our services, you confirm that you have read, understood, and agreed to this Policy. If you do not agree with any part of this Policy, you should immediately stop using the application.
We respect your right to control your personal data and provide multiple clear and accessible ways to delete your account.
Available Deletion Methods
What Happens After You Request Deletion
We process deletion requests as quickly as possible and in accordance with legal requirements.
We follow the principle of data minimization, meaning we only collect information that is necessary, relevant, and appropriate for providing our services.
When you register, apply for a loan, or use our services, you may be required to provide:
Why do we collect this: This information is essential for identity verification, creditworthiness assessment, fraud prevention, loan approval, and fund disbursement.
Without this information, we may not be able to provide our core services.
To maintain security and ensure the proper functioning of the app, we automatically collect certain technical data, including:
Why do we collect this:
We may collect limited information about applications installed on your device, strictly for the purpose of fraud prevention and credit risk assessment. This information is used solely to detect potential fraud risks and ensure the security of our services, such as identifying abnormal device environments or suspicious activity patterns. We do not collect detailed usage data, personal content, or sensitive information from other applications. This data is not used for advertising or marketing purposes. Collection of such information is limited to what is necessary and is only performed where permitted by applicable laws and platform policies.
We may collect approximate location information based on:
Why do we collect this:
We do not collect precise GPS location unless explicitly required and authorized.
You may be required to provide contact details of a trusted third party.
Why do we collect this:
This information is used only as a last resort if we are unable to reach you directly regarding your account. We do not disclose your loan details to this contact and will not use this information for marketing purposes. Any contact will be limited, reasonable, and conducted in a respectful manner. We do not engage in harassment, repeated calls, or any form of coercion.
Restricted to Financial Risk Control and Compliance Auditing Only
To meet regulatory compliance requirements and support core anti-fraud risk control functions, this application requests restricted SMS access permissions and commits to strictly adhering to the principle of "minimized data collection."
Whitelist Filtering Mechanism
The system will execute a stringent keyword-matching algorithm locally on the device, extracting only SMS content containing the following specific financial keywords:
Processing Workflow and Data Security
Only SMS messages precisely matching the above keywords will be captured by the system. Relevant data will undergo preliminary screening locally and will then be transmitted via encrypted channels to servers, solely for the purposes of calculating credit scores, assessing repayment capacity, and conducting anti-fraud analysis.
Exclusion Clause
Any SMS that does not contain the aforementioned keywords will be automatically ignored by the system, and will not be read, stored, or uploaded.
We use your personal information only for legitimate and clearly defined purposes, including:
With your consent, we may provide tailored product recommendations or promotional offers based on your activity.
You may opt out of such communications at any time.
We do not sell or rent your personal data to third parties.
We may share your information only under the following circumstances:
We may share necessary data with trusted third-party providers who assist us in:
These parties are contractually obligated to protect your data and use it only for specified purposes.
We may disclose your data when required to:
We may share data when necessary to:
To provide full functionality, GetKash may request certain permissions:
User Control Over Permissions
You have full control over these permissions and may enable or disable them at any time through your device settings.
Please note that disabling certain permissions may limit or prevent access to some features of the application.
We take data security seriously and implement industry-standard measures:
Data Retention
You have the right to:
We will respond to your requests within a reasonable timeframe.
GetKash is intended only for individuals aged 18 years and above. We do not knowingly collect data from minors. Any such data will be promptly deleted.
We may update this Privacy Policy from time to time. Updates will be communicated via:
Continued use of the service indicates acceptance of updates.
We will respond within 15 business days.
This Policy shall be governed by applicable laws.
Any disputes shall first be resolved through friendly negotiation. If unresolved, disputes may be submitted to a competent court in the company’s jurisdiction.